Free Loan Calculators
Eight instant calculators — payments, payoff, affordability, and DTI. Everything runs in your browser; nothing is sent anywhere.
Loan CalculatorEstimate the monthly payment, total interest, and total cost of any installment loan.Auto Loan CalculatorCar price, down payment, trade-in, tax and fees rolled into one monthly payment.Mortgage CalculatorFull PITI estimate: principal and interest plus tax, insurance, PMI, and HOA.Personal Loan CalculatorNet proceeds after an origination fee plus the effective APR.Student Loan CalculatorStandard repayment with an optional extra payment to cut interest.Loan Payoff CalculatorHow fast extra payments retire a balance — and how much interest they save.Affordability CalculatorWhat home or loan price fits your income at a target debt-to-income ratio.Debt-to-Income (DTI) CalculatorYour front-end and back-end DTI ratios with plain-English verdict bands.Home Equity Loan CalculatorAvailable equity at your CLTV cap — and the payment if you borrow it.Amortization Schedule CalculatorMonth-by-month schedule with a free CSV download.Refinance CalculatorSavings, break-even months, and lifetime interest comparison.Credit Card Payoff CalculatorMonths to payoff and total interest on a fixed payment.Boat Loan CalculatorBoat price, down payment, and trade-in rolled into one payment.FHA Loan CalculatorFHA payment with upfront and annual MIP plus PITI.HELOC CalculatorCredit line at a max CLTV plus interest-only and amortizing payments on any draw.Mobile Home Loan CalculatorPrice minus down payment amortized: financed amount, payment, and total interest.Student Loan Refinance CalculatorCurrent vs. new student loan payments, monthly savings, and lifetime interest.Bridge Loan CalculatorInterest-only payment, origination points cost, and total bridge cost.Hard Money Loan CalculatorMonthly interest payment, points cost, and total cost over the term.Credit Card Minimum Payment CalculatorMonths to payoff and total interest on minimum payments, with warnings.RV Loan CalculatorRV price, down payment, and trade-in rolled into a monthly payment and total interest.Down Payment CalculatorDown payment amount, loan amount, monthly payment, and the PMI threshold.Closing Cost CalculatorEstimate closing costs and the total cash needed at closing.Auto Lease vs Buy CalculatorCompare total lease cost versus total buy cost over your ownership horizon.Mortgage Payoff CalculatorMonths and interest saved by adding an extra monthly mortgage payment.Extra Payment CalculatorMonths removed and interest saved by paying extra on any loan.
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Not financial advice. LoanMatchers is not a lender. Rates and terms vary by lender and creditworthiness. This page provides general educational information, not financial advice — consult a qualified professional before making financial decisions.
By the LoanMatchers Editorial Team. Last updated 2026-09-10. Educational information only — not financial advice.
