Loan Rate Benchmarks

National benchmarks with every figure cited to its official publisher — Federal Reserve G.19, Freddie Mac PMMS, Federal Student Aid, and the CFPB.

Personal LoansCompare personal loan costs and payments.Auto LoansEstimate car payments and total cost.MortgagesEstimate home payments including taxes and insurance.Student LoansPlan student loan repayment.Home Equity LoansUnderstand borrowing against home equity.Credit CardsUnderstand revolving balances and payoff.Business LoansUnderstand small-business borrowing costs.Home Improvement LoansUnderstand financing for renovations.

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Benchmarks are national averages for context — not offers. Your rate depends on creditworthiness, income, and term. Plug a benchmark into the matching calculator for a ballpark payment, then read how we source figures.

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Not financial advice. LoanMatchers is not a lender. Rates and terms vary by lender and creditworthiness. This page provides general educational information, not financial advice — consult a qualified professional before making financial decisions.

By the LoanMatchers Editorial Team. Last updated 2026-09-10. Educational information only — not financial advice.