Small Business Loans: Funding Your Growth
Published 2024-01-15 · Updated 2026-05-03 · By Jessica Rodriguez, CFP
Find the right business loan. Compare SBA loans, term loans, lines of credit, and alternative financing.
Types of Business Loans
Common options include SBA loans, term loans, lines of credit, equipment financing, and merchant cash advances. Each serves different business needs and carries different costs.
SBA Loan Requirements
SBA loans require strong credit, collateral, a business plan, and often a personal guarantee. They offer longer terms and lower rates than most alternatives.
Alternative Financing
Online lenders and fintech platforms offer faster approval but higher rates. Consider these for short-term needs or if you do not qualify for bank financing.
Preparing Your Application
Gather tax returns, bank statements, financial projections, and a detailed business plan. Lenders want evidence of cash flow and repayment ability.
Ready to Find Your Loan?
Apply now to compare personalized offers from top lenders. No impact to your credit score.
Compare Rates